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Wealthsimple referral code

A Canadian financial-services platform for eligible accounts and products.

Referral answer: Use referral link or code XRIBSA.

Who this is good for

  • People already considering Wealthsimple and willing to read the official referral terms first.
  • New eligible users who understand the funding requirement and timing before opening an account.
  • Visitors who want both a referral link and a manual referral code available.

Who should skip it

  • You are looking for investment, tax, banking, or account-opening advice.
  • You are not comfortable with the official account requirements or funding timeline.
  • You already have a Wealthsimple account or may not qualify as a new eligible user.

What to check before signing up

  • Whether the referral code or link is accepted during your signup flow.
  • The current minimum funding amount, deadline, account requirements, and payout rules.
  • Whether any product restrictions, province rules, or promotion changes affect your eligibility.

Referral vs regular signup

The referral route may connect your signup to this referral if Wealthsimple accepts the link or code and you meet the official requirements. A regular signup may not attach this referral, so confirm the referral appears before funding or completing setup.

Quick steps

How to use this referral

  1. Click the Wealthsimple referral link or copy referral code XRIBSA.
  2. Create a new Wealthsimple account if eligible.
  3. If using the code manually, apply the referral code according to Wealthsimple's official instructions.
  4. Fund an eligible Wealthsimple account with at least $100 within 30 days if you want to qualify under the current referral terms.
  5. Check the official Wealthsimple referral terms before signing up or funding.

Check official terms before signing up

Eligible new users may receive a referral bonus according to Wealthsimple's official referral terms.

Personal context

Why I use or used this service

This page shares my Wealthsimple referral code and referral link. Wealthsimple is a Canadian financial-services platform, and it is one of the services I use most. I personally use several Wealthsimple services and like the card experience, but this page is only a referral note, not a product ranking or advice.

Another device

Open the link on another device

Scan this code when the referral page is open on a different screen.

QR code for the Wealthsimple referral link
Eligibility notes

According to Wealthsimple's current referral page, the referred person must make a minimum $100 deposit to their Wealthsimple account within 30 days for both people to earn $25. Eligibility may include being a legal resident of Canada, being age of majority or older in your province or territory, not having previously registered for or created a promotional account, and meeting Wealthsimple's current account-registration requirements. Bonus payout and eligibility may require meeting Wealthsimple's current account and chequing-account requirements. Check the official terms before signing up because the promotion can change.

Important notes
  • This page is not financial, investment, tax, or banking advice.
  • Wealthsimple says bonuses are subject to change at its discretion and that it can cancel, amend, withdraw, or restrict the promotion.
  • Additional referrer bonuses may exist depending on the referred person's net funding amount and the official terms, but those details can change and should be checked directly with Wealthsimple.
  • Wealthsimple may remove bonuses or take other action if it suspects fraudulent or abusive behaviour, gaming, inappropriate content, or violation of terms.

Official sources

Check before signing up

Official website Official terms

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FAQ

Common questions

Helpful answers, with official terms still taking priority.

Is there a Wealthsimple referral code?

Yes. My Wealthsimple referral code is XRIBSA.

Can I use the referral link instead of the code?

Yes. Wealthsimple's current terms say the referral relationship can be established through the referral link or by applying the referral code according to the official terms.

Do I need to be new to Wealthsimple?

Eligibility may require that you have not previously registered for or created a promotional account and that you meet Wealthsimple's current account-registration requirements.

How much do I need to deposit?

According to Wealthsimple's current referral page, the referred person must make a minimum $100 deposit within 30 days for both people to earn $25.

Is the referral bonus promised?

No. A referral bonus may apply only if you are eligible and the current official requirements are met.

Where is the bonus paid?

Bonus payout may require a Wealthsimple chequing account according to the official terms. Check the current terms before signing up.

Can the promotion terms change?

Yes. Wealthsimple can change, cancel, amend, withdraw, or restrict the promotion, so check the official terms before signing up.

Is CodePerks Canada affiliated with Wealthsimple?

No. CodePerks Canada is independent and is not affiliated with, sponsored by, or endorsed by Wealthsimple.

Is this financial or investment advice?

No. This page is a personal referral note and is not financial, investment, tax, or banking advice.