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EQ Bank

Banking

EQ Bank referral link

An online Canadian bank with an interest-earning Personal Account and other products.

Referral answer: This referral is link-only; there is no separate code to copy.

Who this is good for

  • People in Canada who want an online Personal Account and have never had an EQ Bank Personal Account.
  • New clients who can comfortably deposit at least $100 within 30 calendar days of activation.
  • Quebec residents who mainly need the Personal Account, which EQ Bank says is available in Quebec.

Who should skip it

  • You already have, or previously had, an EQ Bank Personal Account.
  • You would join through a joint account invitation link, which the referral terms exclude.
  • You need a product EQ Bank does not offer where you live, such as the USD Account, RRSP or FHSA in Quebec.

What to check before signing up

  • The current EQ Bank referral terms, including the $100 deposit and the 30-day window.
  • Whether you have already accepted another EQ Bank referral, since each person can accept only one.
  • Current account rates, fees and which products are available in your province.

Referral vs regular signup

The referral link may connect your new EQ Bank Personal Account to this referral if EQ Bank accepts it and you meet the current terms. A regular signup may not attach this referral or include the referral bonus.

Quick steps

How to use this referral

  1. Click the EQ Bank referral link.
  2. Create a new EQ Bank Personal Account if eligible.
  3. Complete the required identity and account-opening steps.
  4. Deposit at least $100 within 30 calendar days of account activation if you want to qualify for the referral bonus under the current terms.
  5. Check EQ Bank's official referral terms and account details before signing up.

Check official terms before signing up

Eligible new clients may receive $20 after opening an EQ Bank Personal Account through the referral link and depositing at least $100 within 30 calendar days of activation, according to EQ Bank's official referral terms.

Personal context

Why I use or used this service

EQ Bank is an online Canadian bank. I used EQ Bank mainly for its interest-earning Personal Account. I did not personally love the Android app, but that is just one part of the overall experience and may not matter to everyone.

Another device

Open the link on another device

Scan this code when the referral page is open on a different screen.

QR code for the EQ Bank referral link
Eligibility notes

This referral uses a referral link, not a separate referral code. EQ Bank's current referral terms say a new client must open an EQ Bank Personal Account using a valid referral link and fund it with at least $100 within 30 calendar days of account activation. People who already have or previously had an EQ Bank Personal Account do not qualify, and neither do sign-ups through a joint account invitation link. Each person can accept only one referral. The current terms mention a $20 bonus for each side and a $500 referrer limit, but you should verify the official terms before signing up because terms can change. EQ Bank says the Personal Account is available in Quebec, but some other products and features, such as the USD Account, RRSP, FHSA and EQ to EQ transfers, are not.

Important notes
  • EQ Bank says Personal Account customers must be Canadian residents, meet the age of majority in their province, have a SIN, and need a Canadian mobile phone number to sign up online.
  • Each person can accept only one referral. EQ Bank's current terms say eligible bonuses are credited within five business days.
  • This page is not banking or financial advice.
  • EQ Bank can change or end the referral program without notice, and account eligibility, product availability and rates can also change.

FAQ

Common questions

Helpful answers, with official terms still taking priority.

Is there an EQ Bank referral code?

No. This EQ Bank referral is link-only; I do not have a separate referral code to share.

Do I need to be a new EQ Bank client?

Yes. EQ Bank's current terms exclude anyone who already has or previously had an EQ Bank Personal Account, and sign-ups through a joint account invitation link do not qualify. Each person can accept only one referral.

When is the bonus paid?

EQ Bank's current terms say eligible referral bonuses are credited within five business days. Check the official terms for how that timing is counted.

How much do I need to deposit?

EQ Bank's current referral terms say the new client must fund the Personal Account with at least $100 within 30 calendar days of account activation to qualify.

Is the referral bonus promised?

No. A referral bonus may apply only if you are eligible and the current official requirements are met.

Is EQ Bank available in Quebec?

Yes. EQ Bank says its Personal Account is available to Quebec customers. Some other products and features, such as the USD Account, RRSP, FHSA and EQ to EQ transfers, are not available in Quebec, so check before signing up.

Is CodePerks Canada affiliated with EQ Bank?

No. CodePerks Canada is independent and is not affiliated with, sponsored by, or endorsed by EQ Bank.

Can referral terms change?

Yes. EQ Bank can change or end the program without notice, including bonus amounts, funding requirements, limits and eligibility rules, so check the official EQ Bank terms before signing up.